Each type of mortgage requires a different set of documentation from the applicant.
For example, if you are
, you will typically need to provide evidence of any additional properties you own, either mortgaged or owned outright, along with details of the expected rental income and information on your tax returns – assuming you own multiple BTL homes.
On the other hand, a First Time Buyer will need to provide a different set of details such as the full address of the property, the approximate year of build and information regarding the leasehold (if the property is not freehold).
However, there are certain details that all
mortgage applicants need to provide, regardless of the product they are applying for, which are as follows:
- Proof of Identity
- Proof of Address
- Bank Statements (last 3 months)
- Proof of Income
- Evidence of Other Income
- Details of Non-Mortgage Related Borrowing
- Details of Protection Plans and Employer Benefits
Our trained advisors are always available to answer any questions you may have regarding any specific application or
, so if you need further help or information then please do not hesitate to ask.