Yorkshire Bank Mortgage Comparison Calculator

Compare the best mortgage deals to Yorkshire Bank using our comparison calculator below. Best rates for mortgage finance products.

Founded in 1859 in Halifax, Yorkshire Bank now operates more than 90 branches and 22 business and private banking centres in the UK. Yorkshire Bank is owned and operated by CYBG plc.

Yorkshire Bank commercial mortgage lending

Commercial mortgages take over where business loans finish off. Business loans up to £25,000 are unsecured. Security is needed when wanting higher amounts (£50K+).

The property being purchased can be used as security for the loan. The amount tends to be 70% of the property value, and a down payment for the balance of the purchase is required. You can provide extra security if you do not have funds in hand. Extra security relates to assets such as equity or shared ownership in other properties.

Buy-to-let mortgages from Yorkshire Bank

Yorkshire Bank makes it really easy for their customers to invest in their future by buying property for rentals. While it can be difficult to come up with the capital that you need to purchase these properties, when you use a buy-to-let mortgage, the process is fast and easy. This ensures that you won’t miss out on an opportunity. By considering your anticipated income from your rental, you can easily get the money that you need for your mortgage. These professionals will be able to help you figure out how much you can borrow, so you can make your dreams come true.

You need to understand whether or not owning a rental property is the right thing for you and if a buy-to-let mortgage can help you achieve your dream. You need to know that your property isn’t guaranteed to make money and that you have a number of responsibilities. From landlord responsibilities to commercial considerations, we make it easy for you to understand what you are getting into with a buy-to-let mortgage. These experts are happy to talk to you and make sure that this is the right option for you.

Help to buy loans from Yorkshire Bank

The ‘Help to Buy’ scheme is geared towards first-time buyers affording their own home.

Help-to-buy schemes consist of three areas:

  • Help to Buy ISAs
  • Help to buy equity loans
  • London Help to Buy.

Qualifying for the help-to-buy scheme requires the following scenarios:

  • Buying a house for less than £500,000 (limits vary)
  • Minimum down payment of 5%
  • Staying in the property you are purchasing for the majority of the year. (This is not applicable if you are wanting a second home or a buy-to-let property)

Not always, but most applicable when buying a new-build home, Help to Buy equity loan works like this:

  • Minimum deposit: 5%
  • The government gives 20% of the property value as an equity loan.
  • You get a mortgage for the balance. Should the down payment be 5%, your loan 20%, then get a 75% mortgage

Online mortgage calculator for comparing rates

A mortgage calculator helps you choose the right mortgage and also determines the approximate costs of the mortgage repayments. Mortgage calculators are used to compare mortgage products such as standard home mortgages, help-to-buy, right-to-buy, and buy-to-let mortgages.

Let our AI software compare rates for mortgage products against high-street banks and other institutions:

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