Compare Mortgages at 4.94%

Compare mortgage rates from dynamic specialist lenders across the UK, with the help of Donkey Finance. Use our comprehensive mortgage comparison service to pinpoint the perfect residential or commercial mortgage with ease.

Which mortgage product is best for your needs?

Donkey AI can find best deals for the following mortgage offerings:

Type of Loan Interest Rate
Remortgage 4.94%
Equity Release 8.70%
Bad Credit Mortgage 5.25%
First Time Buyer Mortgage 4.94%
Buy to Let Mortgage 4.87%
Let to Buy Mortgage 4.87%
New Build Mortgage 4.94%
Commercial Mortgage 7.89%

The best mortgage comparison website

Whether you are a first-time buyer investing in a new-build property or a Right to Buy scheme, an established homeowner in search of a better deal by switching lenders, or a commercial borrower in search of competitive financing for a real estate purchase for your business, Donkey Finance is in the perfect position to provide a fast and flexible, dedicated funding solution.

With Bank of England base rates at an all-time low, the time to acquire a fantastic deal on a fixed-rate mortgage or variable-rate tracker product has never been better. At Donkey Finance, we pride ourselves on offering a whole-of-market lending facility that ensures our clients get the best possible rates on a wide range of highly intelligent mortgage products from a diverse panel of facilities, including a broad spectrum of mainstream lenders and an exclusive selection of private investors who will consider any application by virtue.

Let our AI software compare rates for mortgage products against high-street banks and other institutions:

Residential mortgages and FCA-regulated bridging products

In addition to being able to offer a complete range of residential mortgage products with secured borrowing terms ranging from 5 to 35 years, we also specialise in short-term loan facilities such as FCA-regulated bridging loans. These are ideal when you have found a new home that you would like to purchase at short notice while awaiting the outcome of an existing property sale. We also offer an affordable range of buy-to-let mortgage products that are aimed squarely at landlords and buy-to-let investors in search of maximising their profits through competitive financing. Whatever your needs, Donkey Finance is here to help, and we can also provide free and impartial, expert advice on all matters property-related in order to ensure you get the best possible product based on your individual borrowing criteria.

Types of mortgages available

Donkey Finance is a whole-of-market broker, working closely with leading mortgage providers across the UK. We provide exclusive access to the kinds of mortgage deals and interest rates you simply will not find on the High Street. We make it quick and easy to compare mortgage rates from hundreds of mortgage products and lenders, tracking down the perfect deal to suit your requirements and budget. Simply contact the Donkey Finance team to discuss your requirements, and we’ll take care of the rest. Even with a history of bad credit, we’ll do whatever it takes to provide you with an affordable loan of the highest quality.

Commercial mortgages for business borrowers

If you run your own company or are self-employed and you are looking to acquire new commercial premises or free up some of the equity in your existing property assets for other areas of your business, then why not apply for a commercial mortgage or an appropriate commercial re-mortgaging product using our services?

Donkey Finance is an expert when it comes to sourcing suitable financing options for both residential and commercial applicants. Regardless of whether you are looking to secure an FCA-regulated mortgage product against your main residence in order to help your business grow or you simply need a short-term secured borrowing product against commercially owned property assets, we can solve all of your funding issues with the most appropriately sourced mortgage products available.

For your added peace of mind, we are fully FCA authorised and remain fully committed to meeting your precise needs without ever pressuring you into entering an agreement that contradicts your best interests. Simply call our team now, and we will discuss the most practical lending options available according to your specific set of circumstances.

Mortgage overpayments

Although some lenders have early repayment charges and large exit fees, if you have a flexible borrowing product, you should easily be able to make overpayments whenever you want, which helps lower the overall amount of debt you owe while reducing some of the interest. If you are considering this option, then there are a couple of ways you can go about lowering your remaining mortgage debt, depending on your individual needs and circumstances. However, not all products allow for this, so it is important that you read the small print and contact your lender if you are in any doubt.

Lump sum overpayments

The quickest way to reduce your outstanding mortgage amount is by making a single, lump-sum overpayment. When you make a large one-off payment towards your mortgage debt, your lender will usually recalculate what you owe, and the new balance will be reflected in a reduction in the amount you are expected to pay each month. If you choose this option, then your contract will still run until the previously agreed-upon end date, although you will find that you have more money left over each month in your personal budget for other expenses. However, some borrowers may have other intentions when making a lump-sum overpayment. In certain cases, you might want to use the overpayment as a means of paying off your mortgage earlier than the agreed-upon end date. By using our online mortgage overpayment calculator, you have the option of working out:a) how much your monthly repayments will be reduced, or b) the adjusted date when your final mortgage payment will be made.

Regular monthly overpayments

If you have recently acquired a new job with a higher salary or have managed to pay off some of your other debts and have found that you have more disposable income each month, you might want to settle your mortgage earlier by means of regular monthly overpayments. The main advantage of this approach is that you can reduce the overall amount of interest you owe by paying a little extra each month. This will reduce the overall interest you owe while helping you pay off your mortgage much earlier than anticipated. When you choose to do this, you will not be forced to keep up the overpayments, although you will still be expected to make the same regular monthly repayments you made at the start of your agreement until the full debt has been settled.