Use our AI loan finder to get a better rate on secured loans than Yorkshire Bank
Yorkshire Bank Loans
Want a better rate than Yorkshire Bank? Get an instant indicative repayment figure using our secured loan calculator
Compare the best loans to Yorkshire Bank using the loan comparison calculator provided. Best rates for secured homeowner finance.
Founded in 1859 in Halifax, Yorkshire Bank now operates more than 90 branches and 22 business and private banking centres in the UK. Yorkshire Bank is owned and operated by CYBG plc.
Secured loans at Yorkshire Bank
Secured loans at Yorkshire Bank are largely limited to traditional mortgage products. Home loans are available in an extensive range of shapes and sizes, with interest rates and overall borrowing costs to suit most budgets.
Alongside personal loans, Yorkshire Bank has a dedicated Asset Finance Direct Team that handles specialist secured borrowing.
If you’re looking to borrow more than £35,000, Yorkshire Bank is willing to consider applications against existing assets. However, all loans are subject to extensive credit checks and the ability to verify your financial status.
New-generation secured lending
For the best possible deal on your perfect secured loan, it pays to look beyond the High Street. Secured loans at Yorkshire Bank may be limited in scope and availability, but the same can’t be said for those of specialist lenders across the UK. Here at Donkey Finance, we work closely with an extensive network of secured lending specialists. This way, we’re able to provide deals and discounts that go far beyond anything available on the High Street.
We also work hard to ensure our secured loan services are as accessible and flexible as possible. By carrying out a whole-of-market comparison, we’ll pinpoint the perfect service provider to suit your needs and budgets. Whether you’re planning ahead or in a hurry, we’ll track down your ideal loan products in no time. Use our online loan calculator for an overview of what’s on offer, or reach out to a member of our customer support team for an obligation-free consultation.
Homeowner loans from Yorkshire Bank
Homeowner (second charge) loans are given to people who already have a mortgage on property. Often referred to as secured loans, homeowner loans are secured against property as security. The loan provider has less risk this way and passes the risk to the debtor with property repossession should the agreed payments not be adhered to.
Homeowner loans vary between £50k and £500k. The time for the loans can range from 5 years to 25 years. Early repayment is possible but there may be small fees that need to be paid.
All applications are considered
When Donkey Finance talks about accessible and flexible secured lending, we mean it! Unlike most high-street lenders, we’re not interested in credit histories or proof of income. In fact, it doesn’t even matter if you’ve been declared bankrupt or have CCJs on your record. The way we see it, the only thing that matters is the value of the property used to secure the loan. If your collateral can cover the cost of the loan in full, you’re almost guaranteed to be accepted!
All applications are given fair consideration, and you could have the funds you need in your account within a matter of days. Best of all, it costs nothing to find out, and your credit score will not be affected, even if your application is rejected. Simply contact a member of the Donkey Finance team to discuss your requirements, or drop us an e-mail, and we’ll get back to you as soon as possible!
| Browse all Yorkshire Bank comparison services | |
|---|---|
| Yorkshire Bank Bridging Loans | Yorkshire Bank Commercial Finance |
| Yorkshire Bank Development Finance | Yorkshire Bank Loans |
| Yorkshire Bank Mortgages | Yorkshire Bank Auction Finance |
How to apply
It’s easy and quick. We have a friendly team waiting to receive your contact details and provide financial advice so you get the right deal.
Let our AI software compare rates for secured loans against high-street banks and other institutions:
