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Formerly Sovereign Bank, Santander Bank is a wholly owned subsidiary of Spanish Santander Group. Established in Spain though today headquartered in Boston USA, Santander continues to show growing commitment to technological innovation and product flexibility. Santander is also the international banking group with the largest branch network, with an impressive 14,680 branches worldwide.

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  • Compare Santander Loans
  • Santander Loan Calculator
  • Get Better Loan Rates than Santander
  • Whole Of Market Loans Broker
  • Fully FCA Regulated Loans
  • Compare over 75 Lenders

Secured Loans at Santander

Santander offers a selection of secured loan options, which are open to existing customers who already have mortgages with the bank. If extra cash is required for any purpose, an additional loan secured on your property could be a viable option:

Some of the most important features and characteristics of Santander’s secured loans are as follows:

  • Loans available in sums of £5,000 or more
  • Repayment periods of five to 35 years
  • Borrow up to 85% of the property’s value
  • No specific arrangement fees or hidden charges
  • Early repayment possible at no additional charge
  • Loans are available exclusively to existing mortgage customers
  • Strict credit report checks required

Santander also offers secured loans for business purposes, which are also secured on the borrower’s existing property. Interest rates and borrowing costs vary from one loan to the next, in accordance with the requirements and financial status of the borrower.

Flexible Secured Loan Options

Extend your search and you may find more flexible secured loan deals than those at Santander. Here at Donkey Finance, we offer a whole-of-market comparison service for discerning borrowers in the UK. By scouring Britain’s best independent lenders, we guarantee unbeatable deals and exclusive discounts on all types of secured loans.

Unlike Santander, our services typically involve no credit checks whatsoever. Just as long as you have the required collateral to secure the loan, you’re almost guaranteed to qualify. Even if you’ve been declared bankrupt in the past or have CCJs, we can help.

The UK’s Best Deals

For a quick and easy overview of what’s on offer, be sure to check out our exclusive online loan calculator. Simply enter your financial circumstances and borrowing requirements and you’ll be presented with a series of offers.

With our help, the affordable secured loan you need could be just a quick call away. Before submitting your application to any major lender, contact the team at Donkey Finance to discuss the alternative options.

Whatever it takes to set you up with an unbeatable deal, we’re standing by to make it happen.

Homeowner Loans from Santander

A homeowner loan is only available to those who already have a mortgage.

Homeowner loans are sometimes called a secured loan due to the fact that the debt is secured against an asset, which can then be repossessed if payments aren’t been made.

This decreases the risk to the lender, which may result in preferential interest rates, but presents a huge risk to the debtor who may lose their property if repayments have defaulted.

How Much Can I Borrow?

The amount of the loan granted varies, but homeowner loans are normally offered up to £500k. Lenders always feel more confident approving loans to people who are prepared to offer security.

How Long Do I Have to Repay My Homeowner Loan?

Because of the large amount of credit associated with a homeowner loan, the repayment can be spread over 25 years or longer. This term can mean that borrowers can benefit from low-interest rates, although be aware that more interest will be paid overall.

Can Homeowner Loans Be Repaid Early?

There is the opportunity to pay back a homeowner loan before its due date, but doing so might incur an early settlement charge, which is added to the balance at the time that a settlement figure is requested.

Career Development Loans at Santander

Santander has an extensive portfolio of lending products to suit most personal and commercial requirements. For the time-being however, Santander is not taking part in the government’s career development loans scheme. As a result, there are no specific deals or discounts available for those looking to borrow money for career development purposes.

Personal loans are always an option, but are available under the bank’s standard terms and conditions.

In fact, the only major bank currently taking part in the scheme is the Co-Operative. Designed to help aspiring professionals get their careers off to the best possible start, career development loans are available in sums between £300 and £10,000. Whether you’re looking to cover course fees or simply meet everyday expenses, a career development loan could prove useful.

Financial Services for Career Development

Those who qualify for a career development loan benefit from competitive borrowing costs, along with zero interest during their studies. Unfortunately, qualifying for a career development loan isn’t easy. Unless you are working towards a very specific career, you may not be deemed eligible for any kind of financial support.

If a traditional career development loan isn’t for you, we can help. Donkey Finance specialises in dynamic funding solutions for all purposes. By considering all available options, we’ll find the very best loan to suit your requirements and budget. Whether you’re looking to fund a course or already climbing the career ladder, you can count on our independent support.

Flexible Loans for all Purposes

Our exclusive network of specialist partners across the UK enables us to access unbeatable deals on a range of loan products. Even if your credit history isn’t up to scratch, you’ve still every chance of qualifying for the loan you need.

With no credit checks required, your application is guaranteed fair consideration. If an alternative to a career development loan suits your needs better, we’ll talk you through the available options.

Whether you’re ready to go ahead or simply considering an application, we’re standing by to help in any way we can. Contact a member of the team at Donkey Finance today.

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Financial Services

  • Checking accounts
  • Money market savings
  • Savings
  • Certificates of deposit
  • Santander Select
  • Lines of credit
  • Loans
  • Mortgages
  • Investment and Protection services
  • Credit cards

How To Apply

While many of the financial products and services provided by Santander can be applied for online, others require in-person meetings or telephone consultations. In any case, we can help you pinpoint and apply for the perfect product for your needs. Give a member of our customer support team a call today, or send us an email with an outline of your loan requirements. .

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