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National Westminster Bank, normally referred to as NatWest, is a member of the Royal Bank of Scotland Group. Credited with introducing innovations like telephone banking to the industry in the 1980s, NatWest currently employs around 33,000 people and operates hundreds of branches across the United Kingdom.

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  • Remortgage your House
  • Natwest Bridging Loans
  • Fast and Easy Enquiries
  • Compare Natwest Mortgages
  • Best Rates for Remortgages
  • Compare Natwest Loans
  • Secured Loans Bad Credit

Secured Loans from NatWest

These loans are only offered to people that have a mortgage. Sometimes homeowner loans are referred to as a secured loan because the loan is secured, which could be repossessed should payments not be made. This lowers the risk to the lender, which may result in preferential rates of interest, however, presents a huge risk to the debtor who may lose their home if repayments have defaulted.

How Much Can I Borrow?

The amount you can borrow may vary, but homeowner loans are normally available from £10k to £500k. Homeowner loan lenders feel more confident giving loans to borrowers who are prepared to offer higher levels of security.

How Quickly Do I Have to Settle My Homeowner Loan?

Due to the huge amount of credit associated with a homeowner loan, repayments can be spread over a period of up to thirty years. This long-term could mean that debtors could take advantage of low-interest rates, however, remember that more interest will be paid if you chose to take advantage of a longer borrowing term.

Can Homeowner Loans Be Paid off Early?

Yes, there is the opportunity to pay off a homeowner loan early, but doing so might incur an early settlement charge, which will be added to the balance at the time that a settlement figure is requested.

Homeowner Loans from NatWest

These loans are only offered to people that have a mortgage. Sometimes homeowner loans are referred to as a secured loan because the loan is secured, which could be repossessed should payments not be made. This lowers the risk to the lender, which may result in preferential rates of interest, however, presents a huge risk to the debtor who may lose their home if repayments have defaulted.

How Much Can I Borrow?

The amount you can borrow may vary, but homeowner loans are normally available from £10k to £500k. Homeowner loan lenders feel more confident giving loans to borrowers who are prepared to offer higher levels of security.

How Quickly Do I Have to Settle My Homeowner Loan?

Due to the huge amount of credit associated with a homeowner loan, repayments can be spread over a period of up to thirty years. This long-term could mean that debtors could take advantage of low-interest rates, however, remember that more interest will be paid if you chose to take advantage of a longer borrowing term.

Can Homeowner Loans Be Paid off Early?

Yes, there is the opportunity to pay off a homeowner loan early, but doing so might incur an early settlement charge, which will be added to the balance at the time that a settlement figure is requested.

Career Development Loans from NatWest

These are bank loans which are used to pay for training that will help with your chosen profession or help you get into work… Professional and career development loans tend to be offered at a reduced rate of interest and the government pays the interest whilst you’re studying

In order to apply you have to be

  • A British citizen
  • Aged 18 years or over
  • Have been living in the UK for at least 3 years prior to your course starting
  • Plan to work in the European Union (EU), UK or EEA once you’ve finished the course

To qualify, a course must

  • Be provided by an organisation on the Professional Career and Development Loan Register
  • Help your profession
  • Last up to two years, or three years if the course includes a year of work experience

You cannot get Professional and Career Development Loans for first full-time degrees although you may also be able to apply for student finance in these instances

Rates of Interest and Repayments

Professional and Career Development Loans are bank loans that have to be paid back. You start repaying the loan, along with interest a month after your course has been completed. The government pays interest whilst you are studying and for a month after leaving your course. Then you start paying off the loan.

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About NatWest

Financial Services

  • Bridging Loans
  • Commercial Loans
  • Mortgages
  • Homeowner Loans
  • Career Development Loans

How To Apply

While many of the financial products and services provided by NatWest can be applied for online, others require in-person meetings or telephone consultations. In any case, we can help you pinpoint and apply for the perfect product for your needs. Give a member of our customer support team a call today, or send us an email with an outline of your loan requirements.

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