Founded in Birmingham in 1765, Lloyds Bank is a British retail and commercial bank with more than 45,000 employees and 22 million current account customers. The Lloyds Banking Group Retail is the UK’s largest provider of its kind an is continually diversifying its portfolio with dynamic, flexible and innovative new financial services for businesses and private customers alike.

  • Compare lloyds bank loan rates
  • Compare loans
  • No preliminary credit checks
  • Fully FCA regulated loans and finance
  • Whole of market loan broker


      • Compare lloyds bank loan rates
      • Compare loans
      • No preliminary credit checks
      • Fully FCA regulated loans and finance
      • Whole of market loan broker

      Secured Loans at Lloyds Bank

      Lloyds Bank currently offers a range of flexible secured loan products for existing mortgage customers. Available for a variety of purposes, secured loans at Lloyds Bank are secured on the same property the initial mortgage was used to purchase.

      Additional characteristics and features of these secured loans include:

      • £10,000 as the minimum amount you can borrow
      • Borrow up to 85% of the total value of the property
      • The current mortgage must have been active for a minimum of six months
      • There must be no outstanding mortgage payments or arrears at the time
      • Credit checks and proof of income/financial status may be required
      • Interest rates and overall borrowing costs vary significantly

      Lloyds Bank also operates a specialist business borrowing arm, which offers secured loans for a variety of investment and general business purposes. All applications are considered by way of merit and the financial status/credit history of the applicant.

      Secured Loans at Donkey Finance

      Search beyond the High Street and you stand to access exclusive deals and discounts on the UK’s most dynamic secured loans. Here at Donkey Finance, we work hard to provide flexible and affordable alternatives to the secured loans of Lloyds Bank and other major lenders. By comparing dozens of independent specialist lenders across the country, we’re able to provide access to exclusive deals you won’t find elsewhere.

      What’s more, our services typically exclude credit checks and proof of income from the equation. Unlike Lloyds Bank, our lending partners are only interested in the value of your property. If you’re able to cover the value of the loan with the required collateral, the rest is unimportant. Even if you have a history of bankruptcy or CCJs, we can still help – call the team at Donkey Finance today!

      Unbeatable Deals

      For a closer look at the available options, head over to our exclusive online loan calculator and enter a few details. You’ll be presented with a series of sample offers, simplifying the process of pinpointing your perfect loan product. After which, it’s simply a case of contacting the Donkey Finance team and letting us compare the market on your behalf.

      We work hard to locate unbeatable deals and discounts you won’t find on the High Street. So before submitting your application for a Lloyds Bank secured loan, contact the Donkey Finance team and see what we can offer as an alternative. Call today, or drop us an email with the basic details of your requirements.

      Homeowner Loans from Lloyds Bank

      Lloyds homeowner loans are only available to those that already have a mortgage. Sometimes this type of borrowing is referred to as a secured loan since the loan is secured, which could be repossessed should repayments not be made. This decreases the loan provider’s risk, which could result in preferential rates of interest. However, this presents a significant risk to the borrower who could have their property repossessed if payments have defaulted.

      The amount you can depends on the lender, but homeowner loans are usually up £250,000. Homeowner loan lenders feel more confident giving loans to people who are prepared to secure the credit.

      Due to a large amount of credit associated with a homeowner loan, its repayment can be spread up to three decades. The terms often mean that borrowers can take advantage of low-interest rates. However, remember more interest will be paid if longer terms are required.

      You’ll have the opportunity to settle a homeowner loan early, but doing so could incur a charge for early settlement, which is added to the balance at the time that a settlement figure is requested.

      Career Development Loans from Lloyds Bank

      These are bank loans to pay for training that help with your career or help you get into work. You might be able to borrow between £300 and £10,000. These loans typically are offered at a reduced interest rate and the government pays the interest on the loan whilst you’re studying. Who is able to apply? In order for you to apply you need to:

      • Be at least 18.
      • Be a British citizen.
      • Have been residing in the United Kingdom for a minimum of 3 years prior to your course beginning.
      • Plan to work in the EEA, EU or United Kingdom after the course is completed.

      Which courses qualify?

      Courses have to:

      • Be provided by an organisation on the Professional Career and Development Loan Register – check with your course provider.
      • Help with your career – they don’t have to lead to a qualification.
      • Only last up to 2 years, or 3 years if they include 1 year of work experience.

      You cannot get Professional and Career Development Loans for first full-time degrees but you’re able to apply for student finance.

      Interest and Repayments

      Professional and Career Development Loans are bank loans that have to be paid back. You start repaying the loan, along with interest, 1 month after leaving your course. The government pays the interest whilst you are studying and for a month after you have left your course. Then you begin paying back the loan yourself.

      Secured Loan Calculator

      Loan Details


      Personal Details

      About Lloyds Bank

      Financial services

      • Bridging Loans
      • Commercial Loans
      • Mortgage Loan
      • Homeowner Loans
      • Career Development Loans

      How To apply

      While many of the financial products and services provided by Lloyds Bank can be applied for online, others require in-person meetings or telephone consultations. In any case, we can help you pinpoint and apply for the perfect product for your needs. Give a member of our customer support team a call today, or send us an email with an outline of your loan requirements

      Apply Now

      Compare Loans Against High Street Banks

      Lloyds Bank
      Post Office
      Santander Bank
      Yorkshire Bank
      Tesco Bank

      Whole Of Market Comparison Site

      Free... No Obligation, No Preliminary Credit Checks