A wholly owned subsidiary of Lloyds Banking Group, Halifax was officially founded in the year 1852. One of the first true ‘building societies’ to open its doors in the UK, Halifax was established to help address the country’s severe housing shortage. Halifax now forms part of the Lloyds Banking Group, which employs more than 75,000 people, has over 30 million customers and is the UK’s leading provider of current accounts, savings, personal loans, credit cards and mortgages.

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      • Compare Halifax Loans
      • Best Rates for Loans
      • Fully FCA Regulated Loans
      • No Preliminary Credit Checks
      • Fast and Simple Enquiry

      Secured Loans at Halifax

      Halifaxis a trusted name on the UK lending scene, working with millions of private and business customers across Britain. However, Halifax does not currently offer any specific secured loan products, outside its conventional mortgage portfolio. Only those who currently hold a mortgage with Halifax are able to qualify for additional funding in the form of a secured loan.

      As such, Halifax secured loans are available in accordance with the following criteria and characteristics:

      • Loan amounts available from £10,000 and up
      • Borrow up to 85% of the value of your property
      • Your Halifax mortgage must have been active for at least six months
      • All existing mortgage payments must be up-to-date
      • Strict credit checks and proof of income may be required
      • Interest rates and overall borrowing costs vary significantly

      Halifax also offers debt consolidation loans and personal loans for sums lower than £10,000. No other Halifax secured loan products are currently available, aside from mortgages and the option to increase the value of an existing Halifax mortgage.

      All-Purposes Secured Loans

      Here at Donkey Finance, we specialise in secured loans that are significantly more flexible and versatile. We understand that when significant sums are needed as promptly as possible, they may be needed for a wide variety of purposes. Business costs, investment opportunities, urgent repairs, property improvements and so on. That’s why we provide all-purpose secured loans to suit all requirements and budgets.

      Working closely with an extensive network of specialist lenders, we’re able to pair borrowers with exclusive deals on dynamic secured loans. Through a simplified application process, we can typically complete the transaction within a matter of days. Whatever you need and whenever you need it, our all-purpose secured loans have you covered.

      Simplified Secured Loan Applications

      Unlike Halifax, we’re able to provide secured loans that don’t require any credit checks or proof of income. Instead, it’s simply a case of providing the required collateral to cover the value of the loan. We pride ourselves on simplified application processes, along with exclusive access to low rates of interest and rock-bottom borrowing costs you won’t find elsewhere.

      We scour the whole of the UK market to provide our customers with unbeatable deals. So before applying for a Halifax secured loan, contact the team at Donkey Finance to see what we can offer. Call today, or use our innovative online loans calculator to learn more about the options available.

      Homeowner Loans from Halifax

      Lots of people need to take out a loan at some point in their lives, whether it’s to do something expensive like extend your house, to settle debts or to buy something that you cannot afford to purchase outright.

      If you’ve got a mortgage or own your own property, getting a loan can often be easier and less expensive, and you may gain access to more money than a person who isn’t a homeowner. That’s because owning a home potentially gives you access to funds to pay the loan if needed.

      Secured homeowner loan providers can offer you a secured against your home. You need to make repayments monthly during the term of the loan, which can be between 5 and 35 years.

      Key points

      • In the majority of circumstances homeowner loans are repaid over 5 – 35 years
      • The amount you can borrow, a term of the loan and rate of interest all depend on property equity, your credit rating and personal circumstances..
      • Rates are most likely to be more appealing than for an unsecured personal loan
      • A homeowner loan is secured against your house.

      Career Development Loans from Halifax

      Career and professional development loans are bank loans to pay for courses that help with your career or help get you a job. You may be able to borrow between £300 and £10,000. These loans are offered at a reduced rate of interest and the government pays interest while you are studying.

      Who can apply?

      To apply you need to:

      • Have been living in the UK for at least 3 years before your course starts.
      • Plan to work in the EU, EEA or United Kingdom after you’ve finished the course.
      • Be eighteen years old or over
      • Be a British citizen.

      Which courses qualify?

      To qualify a course should:

      • Help with your job.
      • Be provided by an organisation on the Professional Career and Development Loan Register.
      • Last up to two years, or three years if the course includes a year of work experience.

      Professional and Career Development Loans cannot be used for a first full-time degree but you can apply for a student loan if this applies to you.

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      Financial Services

      • Bridging Loans
      • Auction Finance
      • Commercial Loans
      • Mortgages
      • Homeowner Loans
      • Career Development Loan

      How To Apply

      While many of the financial products and services provided by Halifax can be applied for online, others require in-person meetings or telephone consultations. In any case, we can help you pinpoint and apply for the perfect product for your needs. Give a member of our customer support team a call today, or send us an email with an outline of your loan requirements.

      Apply Now

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