Halifax Loan Comparison Calculator

Compare the best loans to Halifax using our loan comparison calculator below. Best rates for secured homeowner finance.

Halifax, a wholly owned subsidiary of Lloyds Banking Group, was officially founded in the year 1852. Halifax, one of the first true ‘building societies’ to open its doors in the UK, was established to help address the country’s severe housing shortage. Halifax now forms part of the Lloyds Banking Group, which employs more than 75,000 people, has over 30 million customers, and is the UK’s leading provider of current accounts, savings, personal loans, credit cards, and mortgages.

Secured loans at Halifax

Halifax is a trusted name on the UK lending scene, working with millions of private and business customers across Britain. However, Halifax does not currently offer any specific secured loan products outside its conventional mortgage portfolio. Only those who currently hold a mortgage with Halifax are able to qualify for additional funding in the form of a secured loan.

As such, Halifax-secured loans are available in accordance with the following criteria and characteristics:

  • Loan amounts are available from £20,000 and up.
  • Borrow up to 85% of the value of your property.
  • Your Halifax mortgage must have been active for at least six months.
  • All existing mortgage payments must be up-to-date.
  • Strict credit checks and proof of income may be required.
  • Interest rates and overall borrowing costs vary significantly.

Halifax also offers debt consolidation loans and personal loans for sums lower than £20,000. No other Halifax secured loan products are currently available, aside from mortgages and the option to increase the value of an existing Halifax mortgage.

All-purpose secured loans

Here at Donkey Finance, we specialise in secured loans that are significantly more flexible and versatile. We understand that when significant sums are needed as promptly as possible, they may be needed for a wide variety of purposes. Business costs, investment opportunities, urgent repairs, property improvements, and so on. That’s why we provide all-purpose secured loans to suit all requirements and budgets.

Working closely with an extensive network of specialist lenders, we’re able to pair borrowers with exclusive deals on dynamically secured loans. Through a simplified application process, we can typically complete the transaction within a matter of days. Whatever you need and whenever you need it, our all-purpose secured loans have you covered.

Simplified secured loan applications

Unlike Halifax, we’re able to provide secured loans that don’t require any credit checks or proof of income. Instead, it’s simply a case of providing the required collateral to cover the value of the loan. We pride ourselves on simplified application processes, along with exclusive access to low rates of interest and rock-bottom borrowing costs you won’t find elsewhere.

We scour the whole of the UK market to provide our customers with unbeatable deals. So before applying for a Halifax-secured loan, contact the team at Donkey Finance to see what we can offer. Call today or use our innovative online loan calculator to learn more about the options available.

Homeowner loans from Halifax

Lots of people need to take out a loan at some point in their lives, whether it’s to do something expensive like extend their house, settle debts, or buy something that they cannot afford to purchase outright.

If you’ve got a mortgage or own your own property, getting a loan can often be easier and less expensive, and you may gain access to more money than a person who isn’t a homeowner. That’s because owning a home potentially gives you access to funds to pay the loan if needed.

Secured homeowner loan providers can offer you a secured loan against your home. You need to make repayments monthly during the term of the loan, which can be between 5 and 35 years.

  • In the majority of circumstances, homeowner loans are repaid over 5–35 years.
  • The amount you can borrow, the term of the loan, and the rate of interest all depend on property equity, your credit rating, and your personal circumstances.
  • Rates are most likely to be more appealing than for an unsecured personal loan.
  • A homeowner loan is secured against your house.

How to apply

While many of the financial products and services provided by Halifax can be applied for online, others require in-person meetings or telephone consultations. In any case, we can help you pinpoint and apply for the perfect product for your needs. Give a member of our customer support team a call today, or send us an email with an outline of your loan requirements.

Let our AI software compare rates for secured loans against high-street banks and other institutions:

Main Stream Banks
Barclays Halifax
HSBC Lloyds Bank
Martin Lewis Nationwide
NatWest Post Office
RBS Santander
Shawbrook Bank Skipton Building Society
Tesco Together Money
UK Bridging Loans Yorkshire Bank