"We offer fast, competitive and flexible commercial financing packages that can be secured against real estate assets, homes, land and items that can be proven to have value."
Whether you are just starting out and you need urgent finance in order to fulfil your first major order, or you are fully established and are faced with a temporary cash-flow issue that you cannot resolve without additional help, the team at Donkey Finance are here to listen and propose a fitting solution.
Regardless of whether you are looking for a short-term, FCA regulated bridging loan secured against your primary residence or an unregulated borrowing product secured against commercially owned real estate assets, we will source the most appropriate funding solution based entirely on your individual circumstances.
Commercial finance is an umbrella term that encompasses various financial products designed for commercial and business use. Large and small businesses alike rely on commercial finance to help them achieve their operational and financial goals, covering planned and urgent expenses with accessible and affordable lending products.
Most examples of commercial finance are similar to their everyday consumer equivalents. Nevertheless, eligibility, interest rates, overall borrowing costs vary significantly from one product to the next.
Examples of short-term commercial finance products include business credit cards and overdrafts, trade credit, invoice discounting and invoice factoring. Medium-term products include bridging loans, crowdfunding, business loans, commercial mortgages, development finance, asset-based lending and equipment leasing. Longer-term products include larger business loans, commercial mortgages and more.
Choosing the ideal commercial finance product means evaluating your objectives and financial status, in accordance with the options available. UK Property Finance provides a whole-of-market commercial finance comparison service, helping small and large businesses cover their needs at an affordable price.
Commercial loans are useful in a diverse range of situations. Whether you are looking to fund a new contract, buy out another business, expand internally or you are in search of branching out internationally, a commercial loan can help you succeed with your plans with minimal stress and complication. As well as securing finance against real estate assets, some lenders will accept additional collateral as security such as machinery, vehicles and equipment.
Securing the funds required to purchase commercial real estate is possible through a variety of channels. As previously touched upon, it’s important to first consider how much you need to borrow, how quickly you can pay back and how stable (or otherwise) your current financial position is.
If you have a defined exit strategy in mind, a commercial bridging loan could be ideal. Designed to be repaid within a matter of months, interest payments and overall borrowing costs can be brought down to absolute minimums. If thinking a little more long-term, a commercial mortgage could be the way to go. Similar in nature to a traditional mortgage, the process is somewhat longer and more complicated, though spreads the costs with affordable monthly repayments.
Specialist business loans, development finance and secured loans (asset-based lending) are also worth considering. Before making your final decision, compare the UK’s commercial finance market in its entirety, with the help of an independent broker. With dozens of specialist lenders and hundreds of dynamic products to choose from, the objective input of a trained third-party could prove invaluable.
Commercial finance, or business funding, is a type of lending that is designed specifically for commercial borrowers. In the past. this particular type of loan product was normally offered by mainstream lending facilities such as banks and building societies. However, these days, there are a number of alternative borrowing options available for commercial loan applicants via previously unavailable lending channels.
When you apply for a business loan using our services, you can rest assured that the decision to lend is not based simply on a computer algorithm and that we judge each application purely on its own merits, along with the security you can offer. Our competitive commercial financing options are available from 6 months to 5 years, with the lowest borrowing rates imaginable. We also provide flexible underwriting options and always try to approve every single application we receive wherever humanly possible.
At Donkey Finance, we also understand that you will usually need to access the approved funds swiftly. In most cases, a commercial loan can be approved in as little as 24 hours, and our streamlined approach to lending means that the funds are delivered directly to your bank account with minimal practical delay. We also approve more than 90% of all applications we receive and you can even apply online for your added convenience. In short, if your plans make sense and the equity you can offer is sufficient, your chances of acquiring the funding you need via our services are almost guaranteed.
Our comprehensive commercial loan rates comparison service simplifies the process of finding the lowest interest rate on your perfect funding option. Operating as a whole-of-market broker, we provide quick and easy access to an extensive catalogue of thousands of flexible and affordable commercial loans for all purposes.
Whether ready to go ahead or simply exploring the available options, we'd be delighted to hear from you. Contact a member of the Donkey Finance team to compare commercial loan rates from dozens of lenders, pinpointing the perfect loan to suit your needs and budget. Whatever your commercial property loan requirements, trust Donkey Finance to set you up with a flexible, affordable and effective solution.
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