Founded in 1859 in Halifax, Yorkshire Bank now operates more than 90 branches, 22 business and private banking centres in the UK. Yorkshire Bank is owned and operated by CYBG plc.

  • Compare Yorkshire Bank Bridging Finance
  • Best Bridging Loan Rates
  • Whole Of Market Broker
  • No Preliminary Credit Checks
  • Fully FCA Regulated Loans
  • Compare Bridging Loans


      • Compare Yorkshire Bank Bridging Finance
      • Best Bridging Loan Rates
      • Whole Of Market Broker
      • No Preliminary Credit Checks
      • Fully FCA Regulated Loans
      • Compare Bridging Loans

      Compare Yorkshire Bank Bridging Loans

      The most common use of a Yorkshire Bank bridging loan is for property purchases. Yorkshire Bank bridging loans assist homeowners moving house, wanting to purchase another home before selling their existing house. When equity is tied up in an existing mortgage, a bridging loan might be the most appropriate way forward to pay for the property sale.

      A bridging loan is useful to property developers, buying property at auction and landlords managing a property portfolio. When moving home a bridge loan is useful to avoid a property chain, ensuring they acquire the new house while waiting for mortgage funds.

      Bridging Loans Compared To Standard Loans

      Bridging loans are short term loans and personal or secured loans are long term. Securing bridging finance will not guarantee a mortgage.

      In reality, the speed of receiving funds for bridging loans in your account is the key difference between the two types of finance. It takes a longer time for high street banks to complete a standard loan, compared with a bridge loan that takes two or three days.

      Bridging Finance Interest Rates

      Adding up fees, the loan amount and the interest rate, provides an approximate cost of bridging finance. Below is what to expect regarding bridging loan interest rates and what factors can impact the amount of interest you will pay.

      • Repayment terms –If you have applied for a closed bridging loan and you establish a set date for repayment, the length of your loan might impact the interest rate.
      • Bridging loan size –Expect higher interest rates when wanting funds in excess of £300,000 unless there are assets in hand that the lender feels satisfied with.
      • Property value – The value of your property could determine the rates for the bridging loan. The more risk bridging loan lenders face, the higher the interest.
      • Closed vs Open – Open bridging loans are more flexible allowing payments not needing to be paid before a set date. Closed bridging loans have a set date for the loan repayments.

      Applying for Bridging Finance

      We need contact name and number, what type of bridging loan you are after together with the property intended as security. Once you submit your application, a member of our team will contact you for any additional information.

      Bridging Loan Calculator

      Our calculator provides approximate costs associated with your bridging loan. There are many bridging loan providers with rates exceeding others. We search the market and compare the best deals.

      Below there are fees you must consider to be added to the bridging loan:

      • Setup (facility) fee: Average cost of set up is 1-2% of the total amount.
      • Administration fees: Completing the paperwork beginning to end.
      • Exit fees: Not always applied but can be up to 1% of the loan
      • Broker fees: Paying the bridging loan broker to source and package the deal
      • Legal fees: Mainly relative to solicitor fees
      • Valuation fees: Property evaluation costs to the land surveyor

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      Compare Loans Against High Street Banks

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