Bridging Loans

If you need to borrow a considerable amount of money in a fast timeframe, and you are able to provide the required real estate assets as security, a low-cost bridging loan from Donkey Finance can provide the perfect solution.

We currently offer two main types of bridge loan product, which are aimed squarely at two specific categories of client.

Regulated Bridging Loans

Residential bridging loans are short-term borrowing products that are typically secured against a client’s primary residence or main dwelling. They are useful for covering the cost of home improvements, for debt consolidation purposes, or for funding the purchase of a new property whilst awaiting the outcome of the sale of your original home. If you want to raise funds quickly and you have sufficient equity left over in your property, whether it is mortgaged or owned outright, a short-term bridging loan from Donkey Finance could solve all of your problems at once.

With low borrowing rates, starting at just 0.49% per month on loans that are secured against 50% or less of the total worth of your primary residence, these competitive bridge loan products are highly affordable and exceptionally convenient. Borrowing terms are available from just two to three weeks, up to 12 months or more, depending on your requirements.

Unlike most other secured borrowing products, our FCA approved and regulated bridging loans are repaid in full at the end of the term with the associated fees and costs rolled-up and added to the net value of the loan you are applying for.

Unregulated Bridge Loans

Unregulated bridging loan products are useful in situations where the borrower intends to use a non-residential real estate asset as security for funding. If a bridging loan is secured against a commercially owned piece of property or land, such as a development plot, a warehouse or a building that is not fit for habitation, then the borrowing rules are relaxed in accordance. As an experienced finance provider, the team at Donkey is able to provide both regulated and unregulated products.

Whether you are looking to acquire a short-term loan in order to purchase a new property for your business needs, or you need to raise the funds to acquire an auction property or settle a number of existing debts, an unregulated bridging loan from Donkey Finance will serve as a competitive borrowing option with flexible repayment terms. Whatever your needs, simply contact the team and we will do our utmost to provide the most sensible loan product with the most competitive rates and terms. Our fees are always amongst the lowest in the industry, and our commitment to client satisfaction is quite simply unrivalled, regardless of borrowing context.